United of Omaha Life Insurance Company, part of Mutual of Omaha denied coverage to me for having von Willenbrand's disorder, a mild clotting disorder that is remedied by a simple nasal inhaler and only needed if I have surgery. Based on the number of men and women that have this disorder, along with other mild disorders, I'd say their insurance pool must be in near perfect health. Not only that, but the real kicker is that when they called me for a phone interview, they asked me to perform multiple memory tests that they didn't ask my husband to do. Probably because very few men develop dementia. Seems discriminatory to me. 129150a
 Comments (1) |
| 1. Written by aNOn on July 25, 2011 from spanish fork, utah, US While I feel your pain, I'd dare say you had at least one other syndrome or disease on your list? Maybe your VWD combined with your age was factor? You've had a few surgeries which were risky with your disease? (I'm not baiting you for answers, just stating some of the possible factors that might have effected their decision.) Plus, they don't just look at you, they look at your mother, your sisters, your daughters. If your mother had dementia, which legally you have to disclose on an application like this, they take that into consideration with approvals and/or denials. Sorry. If it makes you feel any better, I was turned down for a term life insurance policy because of frequent tension headaches. Best of luck finding insurance. |
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